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Vehicle, Motorcycle and Boat LoansEffective as of June 1, 2016
Maximum TermRates As Low AsPayments per $1000
New (≤ 3 mo from purchase)
36 Months1.990% APR$28.64
48 Months1.990% APR$21.70
60 Months1.990% APR$17.53
72 Months2.490% APR$14.97
2011 to 2016
36 Months1.990% APR$28.64
48 Months1.990% APR$21.70
60 Months1.990% APR$17.53
72 Months2.490% APR$14.97
2008 to 2010
36 Months1.990% APR$28.64
48 Months1.990% APR$21.70
60 Months1.990% APR$17.53
2007 & Older
36 Months4.990% APR$29.98
48 Months5.990% APR$23.49

For 72 months term, vehicle value must be at least $16,000. *APR is Annual Percentage Rate. Annual percentage rates subject to change. Your actual rate is determined by your credit score. $5,000 minimum new money.

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Recreational Vehicle LoansEffective as of June 1, 2016
Maximum TermRates As Low AsPayments per $1000
120 Months15.990% APR$11.11
60 Month Balloon2
(180 month amortization)
5.490% APR$19.11

*APR is Annual Percentage Rate. Annual percentage rates subject to change. Your actual rate is determined by your credit score.
All loans must be fully secured. 1Vehicle value must be at least $15,000.
2Vehicle value must be at least $20,000. A $20,000 loan, amortized over 180 months, would yield 59 payments of $147.84 and a balloon payment of $14,756.42.
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Personal LoansEffective as of June 1, 2016
TermLoan TypeRates As Low AsPayments per $1,000
60 MonthsSignature Loan10.000% APR$21.26

* APR is Annual Percentage Rate. Annual percentage rates subject to change. Your actual rate is determined by your credit score.


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Line of CreditEffective as of June 1, 2016
Loan TypeTermAPRPayments per $1,000
Kwik Cash Line of Credit48 Months9.990%$25.37

*APR is Annual Percentage Rate. Annual percentage rate on Kwik Cash line of credit may change at any time. Kwik Cash line of credit has no annual fee.


Mortgage Options

Whether you're looking to buy, build, refinance or remodel; we've got mortgage options to fit your needs. View our current rates or contact a Financial Services Representative to get started today!
 

Term Share CertificatesEffective as of June 1, 2016
Minimum DepositTermDividend RateAPY
$50090 Days0.200%0.200%
$5006 Months0.400%0.400%
$50012 Months0.650%0.650%
$50018 Months0.850%0.850%
$50024 Months1.000%1.000%
$50030 Months1.000%1.000%
$50036 Months1.190%1.200%
$50048 Months1.390%1.400%
$50060 Months1.490%1.500%

*APY is Annual Percentage Yield. Annual percentage yields subject to change. A penalty may be imposed for early withdrawal.
 

Individual Retirement Accounts (IRAs)Effective as of June 1, 2016
Minimum DepositTermDividend RateAPY
$0Variable0.400%0.400%
$50090 Days0.200%0.200%
$5006 Months0.400%0.400%
$50012 Months0.650%0.650%
$50018 Months0.850%0.850%
$50024 Months1.000%1.000%
$50036 Months1.190%1.200%
$50048 Months1.390%1.400%
$50060 Months1.490%1.500%


*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change. Dividend rates and annual percentage yields on the Variable IRA share account may change at any time. A penalty may be imposed for early withdrawal of the 6-, 12-, 18-, 24-, 36-, 48- and 60-month and 90-day IRA term share certificates.


 

Money Market AccountsEffective as of June 1, 2016
Minimum DepositDividend Rate without CheckingAPY without CheckingDividend Rate with CheckingAPY with Checking
$2,5000.250%0.250%0.250%0.250%
$10,0000.270%0.270%0.270%0.270%
$15,0000.300%0.300%0.400%0.400%
$25,0000.350%0.350%0.450%0.450%
$75,0000.400%0.400%0.500%0.500%

*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings.


Savings and Checking AccountsEffective as of June 1, 2016
Account TypeDividend RateAPY
Regular Savings0.200%0.200%
Christmas Savings0.200%0.200%
Property Tax Savings0.200%0.200%
Sub Share Savings0.200%0.200%
Vacation Savings0.200%0.200%
Prom Club0.200%0.200%
Health Savings0.850%0.850%
Moola Moola Kids' Club0.200%0.200%
Serious Savings0.200%0.200%
Checking Plus0.100%0.100%

*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings, Moola Moola Kids' Club or Serious Savings account is $5 (one share).