View Current Rates
Effective Date:Savings
Saving Account Options
|
Account Type
|
Required Opening Deposit
|
Minimum Daily Balance to Avoid Fee | Minimum Daily Balance to Earn APY |
Dividend Rate / APY*
|
|---|---|---|---|---|
| Business Share Savings | $5 | $0 | $0 | 0.10% / 0.10% |
| Business Sub-Share Savings | $0 | $0 | $0 | 0.10% / 0.10% |
| Not-for-Profit Share Savings | $0 | $0 | $0 | 0.00% / 0.00% |
| Not-for-Profit Sub-Share Savings | $0 | $0 | $0 | 0.00% / 0.00% |
*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open is $5 (one share).
Checking
Checking Account Options
|
Account Type
|
Required Opening Deposit
|
Minimum Daily Balance to Avoid Fee | Minimum Daily Balance to Earn APY |
Dividend Rate / APY*
|
|---|---|---|---|---|
| Business Checking** | $0 | $1,000 | $2,500 | 0.10% / 0.10% |
*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. **Business Checking – requires $1,000 minimum daily balance to avoid $10 monthly fee; $2,500 required to obtain APY.
Investments
Money Market Accounts
|
Minimum Deposit
|
Dividend Rate without Checking
|
APY without Checking
|
Dividend Rate with Checking
|
APY with Checking
|
|---|---|---|---|---|
| $2,500 | 0.50% | 0.50% | 0.60% | 0.60% |
| $15,000 | 1.00% | 1.01% | 1.10% | 1.11% |
| $75,000 | 1.98% | 2.00% | 2.08% | 2.10% |
| $250,000 | 2.96% | 3.00% | 3.06% | 3.10% |
*APY = Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. Money Market Accounts falling below $2,500 receive the 0.10% regular savings dividend rate/APY.
Term Share Certificates
|
Minimum Deposit
|
Certificate Term
|
Dividend Rate
|
APY*
|
|---|---|---|---|
| $500 | 90 Day | 1.00 | 1.01% |
| $500 | 6 Month | 1.75% | 1.76% |
| $2,000** | 9 Month | 4.13% | 4.20% |
| $500 | 12 Month | 2.50% | 2.52% |
| $500 | 18 Month | 2.50% | 2.52% |
| $500 | 24 Month | 2.50% | 2.52% |
| $500 | 30 Month | 2.50% | 2.52% |
| $500 | 36 Month | 2.50% | 2.52% |
| $500 | 48 Month | 2.50% | 2.52% |
| $500 | 60 Month | 2.50% | 2.52% |
*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. Fees and/or penalties could reduce earnings. Dividend rates and API are subject to change without notice. Minimum deposit/balance of $500 to open/earn APY. **Minimum deposit/balance of $2000 to open/earn APY.