Flexible Home Financing with an Adjustable Rate Mortgage
Enjoy Lower Initial Rates & Future Flexibility
Unlock homeownership savings with an Adjustable Rate Mortgage (ARM) from Unison Credit Union. Enjoy a lower fixed interest rate for 3, 5, or 7 years with terms up to 30 years—giving you time to plan, grow, and invest in your future. Whether you're a first-time buyer or looking to refinance, our ARMs help you start living the life you want with more financial freedom.
Why Choose Unison for Your ARM?
- Expert Guidance – Our Member Advisors help you secure a rate and payment that fits your lifestyle.
- Flexible Payment Options – Bi-weekly payments are available to help you pay down your loan faster.
- No PMI on Select Loans – Save more with mortgage options that don’t require Private Mortgage Insurance.
- Long-Term Stability – Mortgage terms available up to 30 years for lasting financial security.
- Fast & Simple Process – Get quick approvals with no pre-payment penalties.
View Current Rates
Effective Date:Home Loan Options
| Loan Type | Term | Rates as low as* | Payments per $1,000 |
|---|---|---|---|
| Fixed & Adjustable Rate Mortgages | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Home Equity Loans & Lines of Credit | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Construction & Land Loans | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| QuickLend Loan | 36 Months | 9.99% APR*† | $32.28 |
| QuickLend Loan | 48 Months | 10.99% APR*† | $25.86 |
| QuickLend Loan | 60 Months | 11.99% APR*† | $22.26 |
| QuickLend Loan | 72 Months | 12.99% APR*† | $20.09 |
| QuickLend Loan | 84 Months | 13.99% APR*† | $18.75 |
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms.
†For homeowners with a new or existing Unison mortgage and checking account. Individual rate, terms and loan approval subject to credit review and membership eligibility. Loan is unsecured and is not a mortgage product. Requires proof of income and owner-occupied property. $30,000, maximum loan.
Empowering Every Chapter of Life!
Where Convenience Meets Confidence.
Get More from Your Credit Card
Enjoy low rates, exciting rewards, and the ease of contactless payments with our credit cards. Whether you're looking to save on interest or earn cashback on everyday purchases, we have the perfect card for you. Flexible, secure, and designed with your financial goals in mind—tap, pay, and go!
Unlock Your Home's Potential
Discover the power of your home’s value with our Home Equity Line of Credit (HELOC). Open the door to money-saving opportunities to make home improvements, consolidate debt, purchase a vehicle or pay for college tuition.
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms.
†For homeowners with a new or existing Unison mortgage and checking account. Individual rate, terms and loan approval subject to credit review and membership eligibility. Loan is unsecured and is not a mortgage product. Requires proof of income and owner-occupied property. $30,000, maximum loan.