Person borrowing cash.

Kwik Cash





A Flexible Financial Safety Net—Whenever You Need It

Life is unpredictable. Whether it's an unexpected expense or a cash flow gap, having quick access to funds can make all the difference. With a Kwik Cash Line of Credit from Unison Credit Union, you get the flexibility and security to handle life’s surprises.

What is Kwik Cash?

Kwik Cash is a revolving line of credit linked to your Unison Credit Union checking account, providing instant access to funds when you need them. It offers automatic overdraft protection, emergency cash for medical bills or car repairs, and flexible financing for everyday expenses—without the hassle of reapplying for a new loan each time.


Benefits of Kwik Cash

Enjoy instant access to funds up to your approved limit, flexible repayment options, and competitive interest rates lower than most credit cards. Kwik Cash is a built-in safety net that provides peace of mind for life’s unexpected expenses.

It can happen to anyone. Your balance comes up a little short just at the moment you need it most. That's where Kwik Cash comes into play. Whether you want to access money for a special purchase that requires affordable financing, or you need to back up your Unison checking account when your wallet isn't as full, Kwik Cash makes money available immediately.

  • Manage your account through online banking
  • Pay interest only on the money you use
  • Draw funds in cash
  • Make transfers to other accounts
  • Choose from automatic payment options


















View Current Rates

Effective Date:
Term Rates as low as* Payments per $1,000
48 Month 9.99%* $25.37
 
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms. Annual percentage rate on Kwik Cash line of credit may change at any time. Kwik Cash line of credit has no annual fee.















Empowering Every Chapter of Life!

Where Convenience Meets Confidence.

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Stay on Top of Your Credit

Know your credit score and take control of your financial future with SavvyMoney. This free online tool lets you check your score in real-time and provides personalized tips to help you improve it. Start building better credit today with Unison!
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Get More from Your Credit Card

Enjoy low rates, exciting rewards, and the ease of contactless payments with our credit cards. Whether you're looking to save on interest or earn cashback on everyday purchases, we have the perfect card for you. Flexible, secure, and designed with your financial goals in mind—tap, pay, and go!
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms. Annual percentage rate on Kwik Cash line of credit may change at any time. Kwik Cash line of credit has no annual fee.