
Smart Student Loans for a Brighter Future
At Unison Credit Union, we believe in supporting your academic journey every step of the way. Whether you're just starting college or working toward your degree, our student loans provide the financial boost you need to stay focused on what matters—your education.
Flexible Private Student Loans
After exploring all available financial aid options, our private student loans—offered in partnership with ISL Education Lending—help bridge the gap, ensuring you have the resources to cover tuition, books, and other educational expenses.
Unison Credit Union offers competitive rates and flexible repayment options, making it easier for you to invest in your future. With a simple application process and the support of a trusted financial partner, you can confidently take the next step toward achieving your academic goals.
Affordable College Financing with ISL Education Lending
ISL Education Lending is a nonprofit organization dedicated to helping students and families cover college costs. If financial aid isn't enough, our National Partnership Advance Education Loan® and College Family Loan® offer lower-cost private loan options to bridge the gap—helping you succeed in college and beyond.
Why Choose ISL Education Lending?
- No origination, prepayment, or late fees
- Competitive rates with repayment benefits
- Transparent underwriting and straightforward terms

Loans for Students
The National Partnership Advance Education Loan® is ideal for undergraduate and graduate students. These loans are taken out in the student’s name and cosigners are often needed. You can choose the option that fits your financial situation.
- Variable or fixed interest rate
- When to begin repayment
There are additional no-cosigner loan options for undergraduate and graduate students attending Iowa colleges or universities, too.
And borrowers and cosigners can benefit during repayment with:
- An interest rate reduction
- The opportunity to release cosigners from their obligation

Parent or Family Loan
The fixed-rate College Family Loan® is for parents, family members and others to borrow on behalf of a college student. With this loan, the student is neither the borrower nor cosigner, but loan proceeds are sent to the college for the student's benefit.
- Nearly all the College Family Loan annual percentage rates are lower than what we calculate for the federal parent PLUS loan rate
- The borrower chooses when to begin repayment when applying
- Borrowers can take advantage of an interest rate reduction by making principal and interest payments automatically

Refinance Loans
If you have existing student loans you'd like to refinance into one loan, the fixed-rate Reset Refinance Loan® is a good option. Here's how you could benefit:
- A lower rate, which can mean paying less in total interest
- Lower monthly payments, which can help if budgets are tight
- Make one payment to one lender for easier repayment
- Refinance one loan or combine multiple loans, including federal loans (for student or parent borrowers), private education loans and previously refinanced or consolidated education loans
- Choose various options based on the borrower's situation

Unison Credit Union Scholarship
The Unison Credit Union John Aman Memorial Scholarship awards $2,000 to students who best mirror the credit union philosophy of “people helping people” and who have learned the importance of volunteerism and giving back to their community.
This scholarship is given in memory of John Aman, Unison’s first CEO, who was hired in 1970. Aman’s commitment to the credit union industry and community was evident through his passion for volunteerism and putting the needs of our membership first.
Empowering Every Chapter of Life!
Where Convenience Meets Confidence.

Smart Savings for Bright Futures

Hit the Road, Water or a Trail – with a Vehicle Loan!
With competitive rates, affordable monthly payments, and expert guidance, we’re committed to finding the perfect loan to fit your lifestyle. Let Unison Credit Union help you drive off in the vehicle of your dreams—because your journey starts here!
These loans are subject to credit approval.
Unison Credit Union is compensated by Iowa Student Loan Liquidity Corporation for the referral of loan customers.
Subject to credit approval, loans are made by Iowa Student Loan Liquidity Corporation or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan Liquidity Corporation. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center. ©2022 Iowa Student Loan Liquidity Corporation®