Live your homeownership dream
with a Fixed-Rate Mortgage from Unison Credit Union.
Enjoy the peace of mind that comes with a stable interest rate, so your payments stay consistent and predictable. Whether you choose a longer term to lower monthly payments or a shorter term to save on interest, we offer flexible options to suit your needs.
At Unison Credit Union, we’re dedicated to supporting you through every step of the mortgage process. We understand that your mortgage will be one of your biggest expenses, which is why we focus on helping you choose the right loan for your budget, goals, and financial situation. Our local mortgage team is here to guide you from pre-approval to closing, ensuring a smooth, stress-free home buying experience.
Key benefits
- Lock in a Competitive Rate: Your monthly principal and interest payments never change.
- Flexible Repayment Terms: Options are available for up to 30 years.
- No Private Mortgage Insurance (PMI) on Select Options
- Accelerated Payments: Bi-weekly payment options help you pay off your mortgage sooner.
- No Pre-Payment Penalty: Enjoy the flexibility to pay extra without extra fees.
- Personalized Guidance: Work with a dedicated Member Advisor who supports you throughout the process.
Find the Right Fixed Mortgage for You
Unison Fixed Mortgage |
Home Advantage Fixed Mortgage |
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Discover a dependable home financing option with our Unison Fixed Mortgage, available in 10-, 15-, and 30-year terms. Enjoy a fixed rate, consistent payments, no PMI on select options, and flexible repayment, including bi-weekly installments—built for long-term stability.
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If stable, predictable payments matter most, our Home Advantage Fixed Mortgage is ideal. Available in 15- and 30-year terms, it offers fixed payments, protection from market changes, and the flexibility to pay extra anytime. |
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Empower Your Mortgage Decisions
Take control of your home financing with our suite of interactive mortgage calculators. Whether you’re exploring bi-weekly payment savings, determining monthly payments and amortization schedules, evaluating tax benefits, or comparing adjustable, reverse, and refinance options, our tools provide instant, detailed insights tailored to your needs.
View Current Rates
Effective Date:Home Loan Options
| Loan Type | Term | Rates as low as* | Payments per $1,000 |
|---|---|---|---|
| Fixed & Adjustable Rate Mortgages | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Home Equity Loans & Lines of Credit | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Construction & Land Loans | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| QuickLend Loan | 36 Months | 9.99% APR*† | $32.28 |
| QuickLend Loan | 48 Months | 10.99% APR*† | $25.86 |
| QuickLend Loan | 60 Months | 11.99% APR*† | $22.26 |
| QuickLend Loan | 72 Months | 12.99% APR*† | $20.09 |
| QuickLend Loan | 84 Months | 13.99% APR*† | $18.75 |
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms.
†For homeowners with a new or existing Unison mortgage and checking account. Individual rate, terms and loan approval subject to credit review and membership eligibility. Loan is unsecured and is not a mortgage product. Requires proof of income and owner-occupied property. $30,000, maximum loan.
Empowering Every Chapter of Life!
Where Convenience Meets Confidence.
Smart Savings for Bright Futures
Give your child a head start on their financial journey with our Empowering Kids and Empowering Teens accounts. Enjoy competitive rates, exciting deposit incentives, and debit card options designed just for teens. Start building smart money habits today with Unison!
Hit the Road, Water or a Trail – with a Vehicle Loan!
With competitive rates, affordable monthly payments, and expert guidance, we’re committed to finding the perfect loan to fit your lifestyle. Let Unison Credit Union help you drive off in the vehicle of your dreams—because your journey starts here!