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Credit Cards



Unison Credit Union Visa Platinum Rewards Credit Card

Purchasing power at a low rate with the option to earn rewards.

It's easy to find the credit card that delivers what you want.

Whether you want to pay down balances faster or earn rewards with every purchase, a Unison Credit Union Visa® credit card puts you in charge.

Manage your card with ease

Easy and convenient online account management through It’s Me 247 Online Banking and on the mobile app

  • Pay your bill
  • Set up automatic payment options
  • Protect your account with card controls
  • Set up travel notices to ensure uninterrupted card access and notify our anti-fraud unit of pending travel

Two options, so many possibilities 

Get a Visa® credit card that fits your personal needs. Then, start working toward your financial goals. You can transfer your balance from another credit card, build your credit history, and enjoy peace of mind knowing you have funds available for anything, anytime. 
Unison Credit Union Visa Platinum Credit Card

Visa® Platinum

This card features a low interest rate, which is helpful when you want to transfer your balance from a credit card with a higher rate.

  • No annual fee
  • Contactless payment capability
  • 24/7 fraud monitoring
  • Pay your bill through automatic payments online
  • Set up card controls to determine when and how your card is used
  • Send us travel notices to ensure your transactions process smoothly when you're on vacation or business trips 
Unison Credit Union Visa Platinum Rewards Credit Card

Visa® Platinum Rewards

Enjoy everything Visa® Platinum offers, plus the ability to earn rewards points redeemable for merchandise, travel services, event tickets, and gift cards.

  • Collect reward points with every purchase
  • Visit Unison Visa® Platinum Rewards to browse the rewards catalog
  • Rewards points expire three years after they are earned or 30 days after an account is closed, whichever comes first

For help redeeming points and other inquiries, you can call 877.293.1785 or email RewardsHelp@Reward-Headquarters.com. You can also view Frequently Asked Questions about our rewards program. 













View Current Rates

Effective Date:
 
Card Type Current Rate Balance Transfer* Cash Advance* Foreign Transaction Late Payment Annual Fee
Visa® Platinum 9.99% None 3% of amount
$3 min / $10 max
1% of amount $10.00 None
Visa® Platinum with Rewards 12.99% None 3% of amount
$3 min / $10 max
1% of amount $10.00
None
 
* Finance charge begins on date posted to your account
How to Avoid Paying Interest:
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. 
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Military Lending Act Notice: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). To receive this information and a description of your payment obligation verbally, please call 1.888.878.8806 and ask to speak with a Member Advisor for the MLA “verbal disclosure.” 















Empowering Every Chapter of Life!

Where Convenience Meets Confidence.

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Hit the Road, Water or a Trail – with a Vehicle Loan!

With competitive rates, affordable monthly payments, and expert guidance, we’re committed to finding the perfect loan to fit your lifestyle. Let Unison Credit Union help you drive off in the vehicle of your dreams—because your journey starts here! 

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Unlock Your Home's Potential

Discover the power of your home’s value with our Home Equity Line of Credit (HELOC). Open the door to money-saving opportunities to make home improvements, consolidate debt, purchase a vehicle or pay for college tuition.