Tap into your home's equity for an affordable loan and take on any project.
There's plenty of potential under one roof.
If your home's value has increased, you can access that equity as a loan to finance all types of plans and projects. Consolidate debt into one convenient loan, renovate your home, pay medical or tuition bills or anything else.
Home Equity Loans: Fixed-Rate Financing Made Simple
With a Home Equity Loan from Unison Credit Union, your home's value serves as collateral for this low-cost loan. You'll receive all the funds in a lump sum, which makes it a good option when you know exactly how much money you need to borrow. And the fixed rate makes it easier to budget your monthly payments. We make the application and closing process simple so you can receive your money quickly.
Get the financing you need for anything you want
- Fixed Loan Term – Enjoy predictable payments with a set repayment period.
- Stable Monthly Payments – A fixed interest rate ensures consistent payments.
- Accelerated Payoff Options – Bi-weekly payment plans help you pay off your loan faster.
- No Pre-Payment Penalty – Pay extra anytime without fees.
- Potential Tax Benefits – Interest may be tax-deductible (consult a tax professional).
- Personalized Support – A dedicated Member Advisor will guide you through every step.
View Current Rates
Effective Date:Home Loan Options
| Loan Type | Term | Rates as low as* | Payments per $1,000 |
|---|---|---|---|
| Fixed & Adjustable Rate Mortgages | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Home Equity Loans & Lines of Credit | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| Construction & Land Loans | Terms Vary | Rates Vary | Visit Mortgages Rate Page |
| QuickLend Loan | 36 Months | 9.99% APR*† | $32.28 |
| QuickLend Loan | 48 Months | 10.99% APR*† | $25.86 |
| QuickLend Loan | 60 Months | 11.99% APR*† | $22.26 |
| QuickLend Loan | 72 Months | 12.99% APR*† | $20.09 |
| QuickLend Loan | 84 Months | 13.99% APR*† | $18.75 |
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms.
†For homeowners with a new or existing Unison mortgage and checking account. Individual rate, terms and loan approval subject to credit review and membership eligibility. Loan is unsecured and is not a mortgage product. Requires proof of income and owner-occupied property. $30,000, maximum loan.
Empowering Every Chapter of Life!
Where Convenience Meets Confidence.
Secure Your Health & Finances
Have a high-deductible health plan? Open a Health Savings Account (HSA) with Unison for tax-free savings on medical expenses. Simple, user-friendly, and stress-free!
Stay on Top of Your Credit
Know your credit score and take control of your financial future with SavvyMoney. This free online tool lets you check your score in real-time and provides personalized tips to help you improve it. Start building better credit today with Unison!
*APR = Annual Percentage Rate. "As low as” APR rate is best available for select terms.
†For homeowners with a new or existing Unison mortgage and checking account. Individual rate, terms and loan approval subject to credit review and membership eligibility. Loan is unsecured and is not a mortgage product. Requires proof of income and owner-occupied property. $30,000, maximum loan.