Adult man at home shopping online using debit card to online shop

Checking Plus

Unison Credit Union Visa Debit Card



A checking account that earns dividends.

Experience enhanced banking with our Checking Plus account, where your money works as hard as you do. Earn daily dividends on your balance and enjoy a rewarding way to spend. Simply maintain a $500 balance to avoid a small monthly fee and watch your funds grow—it's checking reimagined.

Keep Your Checking in Check

Maintain control of your finances with our easy-to-use checkbook calculator. Simply enter the ending balance from your statement and list your outstanding checks and deposits. Our tool will quickly show you whether your checkbook register matches up so you can catch any discrepancies and keep your account balanced.
 

Account Details

Qualifications

Features

Fees
  • $5 monthly fee (if qualifications aren’t met)
  • $25 stop payment fee
  • Check printing fee (varies by vendor)
  • Checkbook balancing: $20/hour (minimum $20)
  • Card replacement: $5 for lost cards; FREE for stolen/damaged cards
















Additional Information

Eligibility

  • Must be 14 or older to open a checking account
  • If under 18, a parent or guardian must be a joint account owner

Checkbook Balancing Assistance

  • Checkbooks will be returned within three business days unless another date is agreed upon
  • Assistance covers a maximum of three months (current month + two prior months)

Dormant Account Policy

  • Accounts are considered dormant after 36 months of nonuse with a balance under $25
  • Dormant accounts are subject to a $5 monthly fee

View Current Rates

Effective Date:
Account Type
 
 
Required Opening Deposit
 
Minimum Daily Balance to Avoid Fee Minimum Daily Balance to Earn APY
Dividend Rate / APY*
 
Easy Does It Checking  $0 $0 $0 0.00% / 0.00%
Checking Plus** $0 $200 OR Direct Deposit $500 0.10% / 0.10%
*APY = Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. **Checking Plus Accounts require either Direct Deposit or $200 to open and minimum daily balance to avoid $5.00 monthly fee; $500 required to obtain APY.  
















baby toes

Secure Your Health & Finances

Have a high-deductible health plan? Open a Health Savings Account (HSA) with Unison for tax-free savings on medical expenses. Simple, user-friendly, and stress-free!
couple using their credit card to pay

Get More from Your Credit Card

Enjoy low rates, exciting rewards, and the ease of contactless payments with our credit cards. Whether you're looking to save on interest or earn cashback on everyday purchases, we have the perfect card for you. Flexible, secure, and designed with your financial goals in mind—tap, pay, and go!