Simplify Your Property Tax Savings
Make budgeting for property taxes effortless with a dedicated sub-savings account. Set aside funds exclusively for tax payments and stay prepared for tax season—stress-free and secure.
Calculate Your Deductions and Lower Your Tax Bill
Discover how your mortgage payments can reduce your taxable income with our Mortgage Tax Savings Calculator. When you itemize your tax return, the interest and points paid on your mortgage become deductible expenses. Enter your mortgage details to see how these deductions can create significant tax savings, empowering you to optimize your financial strategy.
Account Details
Qualifications
- Must have a Shares Savings
- No minimum balance to open
Features
- Dividends earned daily
- Dividends paid monthly
- Monthly statement with checking and electronic transaction
- Quarterly statement, if monthly statement isn’t given
- Accounts can be nicknamed at the member’s request or by the member themselves using It’s Me 247 online banking
- 24/7 account access:
Fees
- None
Additional Information
- Does not mature or pay out
- Available for withdrawal at any time without penalty and acts like a standard savings account
View Current Rates
Effective Date:Saving Account Options
|
Account Type
|
Required Opening Deposit
|
Minimum Daily Balance to Avoid Fee | Minimum Daily Balance to Earn APY |
Dividend Rate / APY*
|
|---|---|---|---|---|
| Share Savings | $5 | $0 | $0 | 0.10% / 0.10% |
| Sub-Share Savings | $0 | $0 | $0 | 0.10% / 0.10% |
| Property Tax Savings | $0 | $0 | $0 | 0.10% / 0.10% |
| Empowering Kids Savings** | $5 | $0 | $0 | 3.00% / 3.04% |
| Empowering Teens Savings** | $5 | $0 | $0 | 3.00% / 3.04% |
| Health Savings | $0 | $0 | $0 | 1.50% / 1.51% |
*APY = Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings, Empowering Kids Savings or Empowering Teens Savings is $5 (one share). **3.04% APY/3.00% dividend rate is applicable to balances up to $1,000.00 on Empowering series savings accounts only, offer does not apply to checking accounts. Balances over $1,000.00 will earn the regular share rates, currently 0.10% APY/0.10% dividend rate.
Unlock Your Home's Potential
Discover the power of your home’s value with our Home Equity Line of Credit (HELOC). Open the door to money-saving opportunities to make home improvements, consolidate debt, purchase a vehicle or pay for college tuition.
Secure Your Health & Finances
Have a high-deductible health plan? Open a Health Savings Account (HSA) with Unison for tax-free savings on medical expenses. Simple, user-friendly, and stress-free!